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Individuals and families

Healthcare cover you can count on

Working, travelling or relaxing, whatever you do, wherever you are in the world, private medical insurance can no longer be viewed as a luxury, it is now an absolute necessity.

Away from your home country, the last thing you will want to do is take a chance on healthcare cover. If we value our health, it must make sense for us to take care of it. Falling ill overseas can be a crippling experience, mentally, physically and financially as many case histories will show. So, why risk it?

Hardly a week goes by without us being told about some medical breakthrough, a new medicine, a new treatment or new technology, all resulting from some dedicated individuals, hospital, clinic or medical-research unit. Yet, in many parts of the world we see little evidence of medical progress having been made. It is surprising the number of countries where medical treatment, even of a reasonable standard, is just not available. Where this is the case, more often than not, the costs prove to be particularly expensive.

If your health and your wealth are important to you, an InterGlobal HealthCare Plan can offer you fast, reliable access to professional healthcare which includes the following:

Choices of geographic cover

Under your InterGlobal Healthcare Plan you have a choice of the following:

Area 1: Europe, not including the Commonwealth of Independent States.

Area 2: Worldwide, not including the USA and Canada.

Area 3: Worldwide.

International Helpline

Your plan gives you access to an International Helpline, 24 hours a day, 365 days a year. Help and assistance is only a phone call away. The International Helpline will provide you with advice, help and assistance in emergencies. They will pre-authorise your in-patient and daycare treatment claims and settle them direct with the treatment providers.

The International Helpline is staffed by a trained and experienced team of multi-lingual co-ordinators with around the clock access to a panel of duty doctors and nurses. The International Helpline staff have a direct access to a worldwide network of regionally-based medical assistance providers who have a wide range of local knowledge, with on-the-spot experience and who speak the local language. This combination of personal service and dedicated help is at your disposal and for your benefit through your InterGlobal Plan.

Medical and emergency services

Should emergency evacuation be medically necessary, the International Helpline has established, formal links with airlines and air ambulance operators all over the World. All of these air ambulance operators have advanced medical equipment on board. The ambulance staff and doctors are experienced in general medicine with considerable expertise in aero-medical evacuation and repatriation. An extensive range of medical equipment is always on hand which is used by experienced medical escorts on air ambulances as well as doctors and nurses escorting patients on scheduled flights.

Claims guarantee

We guarantee to settle all eligible out-patient treatment claims as soon as possible. We will raise payment in settlement for dispatch within twenty-one (21) working days of receiving all the paperwork and information we need relating to an eligible claim. If we do not do so within this time, we will pay a delay penalty at the rate of £10/$15/€16 per working day of delay, until settlement is raised. (Total penalty payment not exceeding £50/$75/€80 per claimant.)

Money back guarantee

If you think your InterGlobal HealthCare Plan does not meet your needs, you may cancel it without having to pay a charge. If you decide to cancel, just return it within 30 days of receiving it. And, as long as you have not already made a claim under the plan, we will fully refund the premium you have paid. No questions asked.

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Health Insurance Partners