Doctor on call: NHS to recommend health apps
22 Feb 2012
Free Review of Personal Health Insurance
Understandably, PMI is one of the most popular types of insurance available. It guarantees high-quality care and treatment, allowing you to bypass NHS waiting lists and pick where and how you want to be treated.
But shopping around for policies is crucial to obtain the best deal for you or your family.
Specialist brokers should point you towards insurers who can offer the most appropriate and competitive policies in the first instance. But your personal circumstances will change over the term of your policy and this can have a bearing on your premiums. In time, you may find that policy is no longer entirely suitable for your needs.
It is highly advisable to review your health insurance as you get older – it is well known that younger customers get cheaper premiums.
A free review will point you towards providers who can accommodate your age, medical conditions and individual circumstances. You can then compare policies offering the same cover and see where the most competitive deal lies.
You can apply for a free review of the whole market from a specialist broker just to see what other providers are offering for the same level of cover. This is a free service that can be carried out on the policyholder's behalf 4 - 6 weeks before the renewal of your existing private medical insurance and it won't affect your relationship with your current insurer. With some brokers, you can obtain an annual recommendation automatically of other policies if you request it.
You may discover that you can maintain the same level of cover but pay less on your monthly premiums, even if you have claimed on previous polices.
