How to choose Private Medical Insurance
Choosing A Policy
Health Insurance  >  Guides   >  Private Medical Insurance   >  Choosing a Policy

Find the Right Health Plan

Speak to health insurance experts free of charge to find the right policy for you.

Which private medical insurance policy should I choose?

If you are an individual looking for private medical insurance, there are a number of factors that should influence the type of private medical insurance that you choose.

The following factors are worth bearing in mind when choosing a private medical insurance policy.

  • Are you looking for a comprehensive or a budget healthcare plan?
  • Do you have money to spare to cover outpatient costs, meaning reduced premiums?
  • How old you are; the cost of medical insurance increases greatly with age.
  • Where you live; medical insurance plans can be more expensive in urban areas.
  • What exact cover you require – for instance, some people like their health insurance policies to cover complimentary therapy.
  • Can you afford voluntary excess payments? Voluntary excess is a set sum that you pay in order to reduce premiums on your private health insurance policy.
  • In some cases you can fix your premiums, but most health insurance companies review premiums regularly and increase them at medical inflation rates.

Get a quote

Speak to a Private Medical Insurance advisor


Choosing the right medical insurance is really important so why not let an advisor search the market to find the best cover for your needs so you don't have to.

Simply complete your details below and an FSA regulated advisor will call you back as soon as possible.

We will only provide your details to one FSA regulated advisor.

Cover details

 *

About You

 *
 *
 *
 *
 *

Tobacco products include cigarettes, cigars, pipes or nicotine replacements.

Please enter the following additional information

 *
 *
 *

Questions marked with * are required

Please be aware that the advisor who contacts you will be a third party advisor who has no connection with us. There is no charge to you for using this service. We are paid by charging your assigned advisor a fee for this service. Any advice or assistance given to you by a third party advisor does not represent our advice or assistance and is not checked or endorsed by us. It is your decision whether or not you act on any advice or assistance you are given.

By clicking “Proceed” you confirm that:

  • You accept our Terms of use and
  • You would like to be contacted by an advisor to discuss your needs.

NB. If you are thinking of taking out a new Private Medical Insurance policy or transferring your existing policy you may not be covered for existing or pre-existing medical conditions.

Financial Services Net Limited and other trusted 3rd parties would like to keep you advised via e-mail or telephone of products, services and other exciting offers we think may interest you. Please untick this box if you do not consent to us contacting you for further information.


Forum

Meet the Team