Private health insurance compared to the National Health Service

When it comes to being unwell, how does the NHS measure up against private medical insurance?

Waiting lists is one of the reasons people choose to take out private insurance. Despite funding to enhance the structure and budget of the health service, waiting lists in the NHS are still all too common. For those people who need treatment as soon as possible, private medical insurance lets you choose exactly when and where your treatment will take place.

Hospitals are another key issue to consider. Some NHS hospitals are excellent, maintaining strict hygiene standards and great reputations. However, what is your local NHS hospital like? Does it get negative press? In your previous visits has it seemed clean and efficient? Private health insurance plans can mean you are supported when you need it most. You can stay in a reputable, clean hospital with a convenient location while having the privacy of your own room to recover in.

Private room

A private room is a factor for many people who choose private health insurance. Recuperating in a public dormitory is not private and is often the only option for people using the NHS. Private medical insurance offers a room with ample space for family and friends to visit and entertainment such as television and radio.

Private hospitals

Private hospitals allow their patients fast access to specialists and specialist equipment such as x-rays or scans. Private health insurance gives patients individual, bespoke treatment and rather than waiting for the treatment you need, private hospitals generally have a reputation for speed as well as comfort, good staff and modern facilities.