Tell insurer everything in holiday health insurance

Your insurance company needs to know everything when it comes to getting holiday health insurance, the Financial Ombudsman has said.

Travel insurance covers medical health whilst abroad, and being completely open with the insurance company could mean avoiding rejected claims or a dispute. Medical information is a key revelation, as it accounts for the majority of travel health insurance complaints.

Like all insurance applications, non-disclosure sets the policyholder up for a fall. Insurance companies need to know all health problems, both of yourself and your family. The insurance company needs to know everything, and if a question is asked, it must be answered.

In particular, insurance companies must know any medical conditions their policyholder suffers from, no matter how irrelevant or un-linked to the insurance policy they seem.