Getting health insurance aged 50 plus

Mon, 21 Jan 2008

The general policy in the UK is for health insurance companies to increase premiums in line with policyholder age. For this reason, people aged 50 years plus generally find it more difficult to afford a health insurance policy . Some private medical insurance companies will increase premiums by as much as 10 per cent per annum for people in this age demographic.

Many people of this age decide to forsake their health insurance, instead deciding to pay in full for each private piece of hospital treatment that they need. However, for those in this age group, there can be other routes to affording a medical insurance policy.

For instance, some specialist health insurance brokers can find policies that are not hugely expensive, such as that offered by Saga. Furthermore, a good insurance broker of this type will be able to tell the difference between insurance companies . Other routes include using Friendly Societies and Healthcare Deposit Accounts .
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