Doctor on call: NHS to recommend health apps
22 Feb 2012
Group insurance, also known as corporate or employer insurance, is one of the benefits offered by many employers as part of a contract. A group health insurance policy or policies can help employees stay fit, healthy and productive. Furthermore, when an employee does fall sick, a group health insurance policy will ensure that he or she is back at work as fast as possible.
A number of statistics indicate that group income protection insurance could be a good idea, including the number of working days lost to absence and the percentage of people claiming incapacity benefit. Group income protection policies allow eligible employees to be provided with a regular income in the event of illness of injury that prevents them from working.
Private group dental insurance plans are growing in popularity due to increasing number of surgeries turning away from the NHS and becoming private only. More and more patients are now prepared to pay for private dental healthcare, or are covered by their employers in a group dental plan.
Group dental plans allow employers to provide cost-effective comprehensive dental cover for their employees, ensuring minimum absence and efficiency when it comes to employee dental health. Dental insurance policies help people to keep their teeth and gums – and therefore their health – in top condition.
The actual benefits of your group dental insurance policy will vary from policy to policy, and from provider to provider. However, affordable basic dental plans can cover emergency and non-emergency dental treatment, but not routine checkups. Other dental plans provide refunds for dental treatment. Some cover dental emergencies and injuries.
A cash plan is a popular and cost-effective solution for employers looking to maximise employee health.
A strong healthcare cash plans allows staff members to claim back all or part of the costs of healthcare. This can include everyday trips to the doctor, through to more serious healthcare costs. Having a healthy workforce who are absent for the shortest amount of time possible is the best solution for employers.
